Your life,
planned with care.

We listen first. Then we plan. Honest financial advice tailored to where you are and where you want to go.

MDRT
Member
5โ˜…
Google Reviews
FBAA
Accredited
15+
Years experience
Jane Lim
Jane Lim
Principal Adviser ยท MDRT Member
๐Ÿ† Nominated
Champion Award
Women in Business 2025
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What we do

Everything you need,
for every stage of your journey.

๐ŸŒฑ
Superannuation & SMSF
Make your super work harder. Personal contributions, SMSF setup, investment strategy and maximising your retirement balance.
Learn more โ†’
๐Ÿ›ก
Insurance & Protection
Life, TPD, income protection and trauma cover. We model exactly what happens to your family's finances if something happened today.
Learn more โ†’
๐Ÿก
Home & Investment Loans
Home loans, investment loans, asset finance and personal lending. One trusted adviser across your full financial picture.
Learn more โ†’
โ˜€๏ธ
Retirement Planning
Transition with clarity. Income streams, Centrelink optimisation, aged care strategy and estate planning.
Learn more โ†’
๐Ÿ“Š
Investment Advice
Tailored investment strategies aligned to your goals, risk profile and timeline. Transparent, fee-based advice.
Learn more โ†’
๐Ÿ’›
EmpowHer Circle
Prosper's community for professional women navigating money, career and life on their own terms. Events, workshops and honest conversations.
Learn more โ†’
Meet the team

The people behind
your plan.

Jane Lim
"Heart, head and hand โ€” that's the Prosper difference."
Principal Financial Adviser ยท MDRT Member

Jane Lim

Jane Lim brings a rare combination of analytical rigour and genuine human warmth to financial planning. With a Master of Applied Finance from Macquarie University and an MBA from UNSW, she has the qualifications โ€” but it's her care for your financial, personal, and emotional wellbeing that truly sets her apart.

Jane also lectures in business at UNSW, and as a self-licensed adviser and busy mum of two, she founded EmpowHer Circle โ€” a community dedicated to helping women take control of their financial future. She understands the stakes are real.

MDRT MemberFBAA AccreditedMaster of Applied FinanceMBA (UNSW)Self-LicensedWomen in Business 2025
Book a conversation with Jane
Executive Assistant ยท Strategy & Operations

Jill Wiharja

Behind every seamless client experience is Jill. Having recently completed her MBA, Jill is the organisational heart of Prosper โ€” ensuring every interaction feels considered, warm and effortless. She leads the EmpowHer Circle initiative, curates our blog and events, and brings a genuine passion for helping women build confidence around money. If Jane is the head and heart of Prosper, Jill is the hand and the engine that keeps it all moving.

MBAEmpowHer Circle LeadEvents & Community
Jill Wiharja
Free tools

See your numbers,
right now.

No sign-up. No sales pitch. Compare where you are now with where you could be.

๐ŸŒฑGrowโ€” Super & salary sacrificeFY2025โ€“26 rates
Your situation
Current super balance
Annual salary
Years to retirement
Annual growth rate
Monthly salary sacrifice
Current
Recommended
Your results
Super at retirement
Current
$1,246,312
Recommended
$1,652,371
25 yrs at 7% p.a.
Annual income tax
Current
$24,967
Recommended
$22,897
Net take-home pay
Current annual
$75,033
$6,253/mo
Recommended annual
$71,103
$5,925/mo
Annual tax saving
$2,070
Retirement boost
+$406,059
Cumulative tax paid over time

These calculators provide estimates only and do not constitute financial advice. For personalised advice, please book a consultation with Jane.

Book a call with Jane โ†’
Client stories

What our clients say

5.0 โ˜…โ˜…โ˜…โ˜…โ˜… ยท 33 reviewsView on Google โ†—
โ˜…โ˜…โ˜…โ˜…โ˜…

"Friendly, efficient, informative and knowledgeable. Everything you could hope for through Jane and would have no hesitation recommending Jane to anyone."

Ron
โ˜…โ˜…โ˜…โ˜…โ˜…

"Jane is very responsive and detail oriented! She spent time to understand our financial needs and came back with a number of suitable options and took the time to discuss next steps with us."

Courtney
โ˜…โ˜…โ˜…โ˜…โ˜…

"Dealing with Jane at Prosper Financial for the first time, I found her to be genuine & very knowledgeable. Jane is very thorough and her advice was spot on. I would highly recommend her services."

Guy
โ˜…โ˜…โ˜…โ˜…โ˜…

"Personalised approach, honest and effective. I've always felt like I can count on Jane and the team to give me the best advice."

Marissa
โ˜…โ˜…โ˜…โ˜…โ˜…

"Been with Prosper Financial Planning for almost 10 years now, my Superannuation is doing very good. Very happy with the performance, thank you for doing the great job!"

Grant
โ˜…โ˜…โ˜…โ˜…โ˜…

"Engaged with Prosper 10 years ago, and Jane has been my Adviser ever since. She knows how to split what I want vs what I need โ€” and that's a rare quality."

RiNaldi
โ˜…โ˜…โ˜…โ˜…โ˜…

"Jane has surpassed my expectations by knowing and understanding me on a personal level, which has given me the confidence to not worry about my financial future."

Remy
โ˜…โ˜…โ˜…โ˜…โ˜…

"Jane has been a wonderful support in my quest to have my money working for me to help secure my future. She explains everything so clearly."

Antoinette
โ˜…โ˜…โ˜…โ˜…โ˜…

"Jane is very attentive, always listens. Always gives good recommendations. I've known Jane for years now. She helps me a lot. Very good planner."

Ning
โ˜…โ˜…โ˜…โ˜…โ˜…

"Professional, knowledgeable and approachable. Jane is always a pleasure to work with!"

Vincent
โ˜…โ˜…โ˜…โ˜…โ˜…

"Jane has helped me manage my super which is something I put off for such a long time. She is super helpful and knowledgeable, I highly recommend her services."

Kevin
โ˜…โ˜…โ˜…โ˜…โ˜…

"Jane has been very helpful and her expertise in creating a financial plan for my condition is one of the best. Thanks."

Julius
โ˜…โ˜…โ˜…โ˜…โ˜…

"Friendly, efficient, informative and knowledgeable. Everything you could hope for through Jane and would have no hesitation recommending Jane to anyone."

Ron
โ˜…โ˜…โ˜…โ˜…โ˜…

"Jane is very responsive and detail oriented! She spent time to understand our financial needs and came back with a number of suitable options and took the time to discuss next steps with us."

Courtney
โ˜…โ˜…โ˜…โ˜…โ˜…

"Dealing with Jane at Prosper Financial for the first time, I found her to be genuine & very knowledgeable. Jane is very thorough and her advice was spot on. I would highly recommend her services."

Guy
โ˜…โ˜…โ˜…โ˜…โ˜…

"Personalised approach, honest and effective. I've always felt like I can count on Jane and the team to give me the best advice."

Marissa
โ˜…โ˜…โ˜…โ˜…โ˜…

"Been with Prosper Financial Planning for almost 10 years now, my Superannuation is doing very good. Very happy with the performance, thank you for doing the great job!"

Grant
โ˜…โ˜…โ˜…โ˜…โ˜…

"Engaged with Prosper 10 years ago, and Jane has been my Adviser ever since. She knows how to split what I want vs what I need โ€” and that's a rare quality."

RiNaldi
โ˜…โ˜…โ˜…โ˜…โ˜…

"Jane has surpassed my expectations by knowing and understanding me on a personal level, which has given me the confidence to not worry about my financial future."

Remy
โ˜…โ˜…โ˜…โ˜…โ˜…

"Jane has been a wonderful support in my quest to have my money working for me to help secure my future. She explains everything so clearly."

Antoinette
โ˜…โ˜…โ˜…โ˜…โ˜…

"Jane is very attentive, always listens. Always gives good recommendations. I've known Jane for years now. She helps me a lot. Very good planner."

Ning
โ˜…โ˜…โ˜…โ˜…โ˜…

"Professional, knowledgeable and approachable. Jane is always a pleasure to work with!"

Vincent
โ˜…โ˜…โ˜…โ˜…โ˜…

"Jane has helped me manage my super which is something I put off for such a long time. She is super helpful and knowledgeable, I highly recommend her services."

Kevin
โ˜…โ˜…โ˜…โ˜…โ˜…

"Jane has been very helpful and her expertise in creating a financial plan for my condition is one of the best. Thanks."

Julius
By Prosper

EmpowHer
Circle

EmpowHer Circle is Prosper's community for professional women navigating money, career and life on their own terms.

Through events, workshops and honest conversations, we create a space where women can ask the questions they've always wanted to ask โ€” about finances, independence, and building a future that's truly theirs.

SmartStylishIn control
Follow on Instagram โ†—Read our blog โ†’
EmpowHer Circle by Prosper

"We share financial wellness tips for women โ€” because every woman deserves to feel smart, stylish and in control of her money."

๐Ÿ“
Sydney, Australia
๐Ÿ’ผ
Financial wellness for women
โœจ
Events & workshops
๐Ÿ’ฌ
DM to start your journey
Ready to start?

Your first session
is free.

No obligation. No jargon. Just an honest conversation about where you are and where you want to go.

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Prosper Financial Planning Pty Ltd ยท AFS Representative ยท FBAA Member