Prosper Admin

Financial independence is often portrayed as a finish line — a moment when you no longer need to work, worry, or compromise. But in reality, it’s not a single destination. It’s a series of intentional steps that build confidence, security, and choice over time. For women navigating career transitions, caregiving roles, or midlife planning, financial independence is not just possible — it’s strategic.

With the end of the year just two months away, the holiday season is fast approaching — bringing joy, connection, and often, financial pressure. Australians are expected to spend nearly $800 each on gifts, travel, and celebrations this Christmas. Yet ASIC’s Moneysmart research shows that while most people set a budget, nearly half regret their spending afterwards. At Prosper Financial Planning, we believe generosity should never come at the cost of financial stress.

Economic abuse is a form of control that strips away a person’s financial autonomy, often quietly and insidiously. It can involve restricting access to money, sabotaging employment, or coercing financial decisions — and it disproportionately affects women. According to the Australian Institute of Health and Welfare, 2.3% of women have experienced economic abuse in the past 12 months, with many more facing long-term financial consequences.