Superannuation (SMSF)
What is a SMSF?
Take control of your superannuation.
A Self-Managed Super Fund (SMSF) is a private super fund that you manage yourself. It allows up to six members—typically family or trusted partners—to pool their retirement savings and make investment decisions tailored to their goals.
Unlike traditional super funds, SMSFs offer greater flexibility, transparency, and control over where your money is invested, whether it's property, shares, or other assets. But with that control comes responsibility—trustees must ensure compliance with strict regulations.
Thinking about starting your own SMSF? It’s a powerful way to shape your financial future.
How can we help:
Expert guidance, every step of the way.
Managing an SMSF can be rewarding—but it’s not without complexity. That’s where Prosper Financial Planning comes in. We help you navigate the setup, strategy, and ongoing compliance so you can focus on growing your wealth with confidence.
Here’s how we support you:
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Establishing your SMSF and ensuring it’s compliant from day one
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Crafting a tailored investment strategy aligned with your retirement goals
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Handling fund rollovers
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Providing ongoing advice to keep your SMSF on track
Let’s make your SMSF work smarter—not harder.
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Why SMSFs make sense for you:
More assets, more opportunity.
An SMSF could be the smart next step for you if you want a greater control over your investments. You can tailor your portfolio to suit your long-term goals—whether that’s direct property, shares, or alternative assets.
Here’s why many Australians in your position are making the switch:
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More flexibility to diversify your investments
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Ability to invest directly in residential or commercial property
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Potential for lower fees and better tax efficiency
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Ideal for couples or families planning together
You’ve built your wealth—now let’s help you manage it with purpose.
