Money conversations can feel intimidating — especially when you're sitting across from a financial professional, trying to make sense of jargon, fees, and complex advice. But here’s the truth: your voice matters. Whether you're discussing superannuation, insurance, investments, or budgeting, you deserve to be heard, respected, and understood.

For many women, motherhood brings profound joy — and complex financial decisions. Whether you're preparing for parental leave, stepping back from full-time work, or considering a longer career break, it's natural to worry about the impact on your financial future. Will your superannuation suffer? Can you stay on track with your goals? How do you protect your long-term security while prioritising your family?

For many women, asking for more — whether it’s a pay rise, better superannuation contributions, or simply recognition — feels like walking a tightrope. We worry about being perceived as pushy, ungrateful, or unrealistic. But here’s the truth: asking for more isn’t about ego. It’s about equity, agency, and self-worth. This blog is your guide to making the ask — with clarity, confidence, and conviction.

Divorce or separation can feel like a seismic shift — emotionally, socially, and financially. For many women, especially those who’ve stepped back from paid work to raise children or support a partner’s career, the end of a relationship marks not just the loss of a shared life, but the beginning of a daunting financial journey. But here’s the truth: your financial voice is still yours. And it’s time to reclaim it.

Superannuation is designed to support you in retirement—but life doesn’t always wait. For women facing financial hardship or serious medical conditions, early access to super may feel like the only option. While it’s possible under strict conditions, it’s important to understand the rules, risks, and alternatives before making a decision.

Money and love are deeply intertwined—but not always in healthy ways. While open financial communication can strengthen a relationship, financial control or secrecy can quietly erode trust and independence. For women in midlife, especially those navigating divorce, career transitions, or caregiving roles, recognising financial red flags is essential.

Superannuation is one of the most tax-effective ways to build long-term wealth—but it comes with rules. One of the most important is knowing how much you can contribute each year without triggering extra tax. These limits are called contribution caps, and staying within them can help you grow your retirement savings efficiently and confidently.

Raising children in Australia has never been more financially demanding. From childcare and education to extracurriculars and everyday expenses, the cost of parenting continues to climb. Yet, despite these pressures, many Australian families are taking proactive steps to secure their children’s financial future. According to the Finder Parenting Report 2023, 57% of Australian parents have opened savings accounts for their children under age 12 (Godfrey 2023).