For many women, motherhood brings profound joy — and complex financial decisions. Whether you're preparing for parental leave, stepping back from full-time work, or considering a longer career break, it's natural to worry about the impact on your financial future. Will your superannuation suffer? Can you stay on track with your goals? How do you protect your long-term security while prioritising your family?

Divorce or separation can feel like a seismic shift — emotionally, socially, and financially. For many women, especially those who’ve stepped back from paid work to raise children or support a partner’s career, the end of a relationship marks not just the loss of a shared life, but the beginning of a daunting financial journey. But here’s the truth: your financial voice is still yours. And it’s time to reclaim it.

Superannuation is designed to support you in retirement—but life doesn’t always wait. For women facing financial hardship or serious medical conditions, early access to super may feel like the only option. While it’s possible under strict conditions, it’s important to understand the rules, risks, and alternatives before making a decision.